30th April, 2009 - Posted by admin - No Comments
We all know that Chapter 7 is the most common choice when it comes to filing for bankruptcy. But among the many chapters bankruptcy comprises, Chapter 13 is the second favourite. Now with the new law, many more debtors will find themselves filing this claim. And not exactly by choice, but because they will find » Read More
29th April, 2009 - Posted by admin - No Comments
You need to rebuild your credit profile. Be sure all payments on loans that were not discharged in your bankruptcy are paid on time. This is vital. Car and home loans usually are left your own even after a bankruptcy so they are the logical place to begin. Making these payments on time will help » Read More
27th April, 2009 - Posted by admin - No Comments
The stigma of filing bankruptcy has stopped many debtors who rightfully and probably necessarily need to file bankruptcy. The truth of the matter is that filing bankruptcy is a right granted to all Americans by Congress and as such, is a protected right. As a protected right, it is illegal to discriminate against debtors as » Read More
26th April, 2009 - Posted by admin - No Comments
By missing a payment or being late to pay once or twice, credit card debt can suddenly pile up dramatically. This can lead to minimum monthly payments in the hundreds of dollars. When you can’t pay, the creditors that you owe may begin to threaten you, claiming that they will sue you for the money » Read More
26th April, 2009 - Posted by admin - No Comments
When you are faced with a possible bankruptcy, you are faced with a terribly hard decision. Which can you handle better, the overwhelming stress of dealing with such debts or the fact of knowing you did not make it. How else can you possibly get out of this financial mess you find yourself in without » Read More
24th April, 2009 - Posted by admin - No Comments
Due to changes in the bankruptcy law, it’s becoming more and more challenging for consumers to file and complete a bankruptcy. Is a bankruptcy really the best approach anyway? After all, it leaves a wretched financial tattoo on your credit report for 10 years beyond the discharge date. A couple of years is one thing, » Read More
23rd April, 2009 - Posted by admin - No Comments
If you’ve run up your debt to a point where you feel you can’t get out, personal bankruptcy may be the way for you to get some relief. However, the decision to file bankruptcy is not a light one, and you should give some serious consideration to this before you contact an attorney. It will » Read More
22nd April, 2009 - Posted by admin - No Comments
If you are considering filing bankruptcy most people opt for a Chapter 7 bankruptcy or what is known as a liquidation bankruptcy. Bankruptcy is usually commenced by the filing of what is called a “voluntary petition” and the person filing the bankruptcy is referred to as a “debtor” or “petitioner”. For the purposes of this » Read More
21st April, 2009 - Posted by admin - No Comments
You also want to consider debt consolidation or refinancing if you are judgment proof in the eyes of the court. All that means is that there are too few personal assets for a creditor to sue you. There are credit counselors that you pay for and that are non profits. There is no evidence to » Read More
20th April, 2009 - Posted by admin - No Comments
The stigma of filing bankruptcy has stopped many debtors who rightfully and probably necessarily need to file bankruptcy. The truth of the matter is that filing bankruptcy is a right granted to all Americans by Congress and as such, is a protected right. As a protected right, it is illegal to discriminate against debtors as » Read More
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